Financial Domination

There isn’t anything more submissive than giving up financial control to your dominant. For many, it can feel uncomfortable, wrong and difficult to begin with. I’m very fortunate to have been in a female-led relationship for a long time before venturing into financial domination.

What is Financial Domination or Findom?

Wikipedia explains that “Financial domination (also known as findom) is a fetish lifestyle in which a financial submissive desires to give gifts or money to a financial dominant”.

To anyone not familiar with the BDSM and kink scene financial domination can sound like a crazy idea. Why would someone want to hand over their hard-earned money for (almost) nothing in return? Well, it can ultimately turn the relationship into a TPE (Total Power Exchange) where the dominant controls every part of the submissive.

Financial domination isn’t just about money – for many it’s about power, vulnerability, and the deep psychological thrill that comes from surrendering control over something as personal and essential as their finances.

Risks of Financial Domination

Financial domination carries a lot of risks, especially if the dominant and submissive aren’t in a relationship together or a submissive is serving an online dominatrix. Submissives may face a lack of money, social issues, losing a job, guilt and even bankruptcy if it gets out of control.

I want to make it clear – I’ve been with my Mistress for a long time now and only recently incorporated more financial control. I had to persuade her to take control and we’ve had several conversations before agreeing to start involving finances within our Dom/Sub relationship.

Our Financial Domination Arrangement

Until recently, my Mistress had basic control of my finances. It began with requiring permission before making purchases, implementing financial consequences as punishments and allowing Mistress to view my bank balance at any time without question.

I recently failed a challenge which was set. My Mistress decided I would incur a £50 fine, I was told to withdraw the cash and kneel at her side while counting the money into her hand – as I was counting the cash, I felt nervous and humiliated but enjoyed every moment of it. After counting the cash, my Mistress requested I kiss her feet and thank her for the privilege.

You might be wondering how much financial control my Mistress has. Well, the short answer is almost everything. Here’s a rough idea of how we incorporate this kink:

Credit card: Mistress has access to a credit card and the account.

Spending agreements: Mistress has allowed me to pay regular bills such as telephone, rent, fuel, etc. I require permission for anything outside of this agreement.

Bank account: Mistress has access to the account at all times via online banking. I have a card which can be used when I’m granted permission, all payments are monitored.

Financial penalties and tributes: Mistress may impose fines as a punishment or request money.

Debt contracts: Mistress may initiate a debt contract, which is a large amount that must be paid over a specified duration. These agreements typically incorporate interest per month and administration fees which increase the overall repayments.

Games: Occasionally, Mistress may incorporate financial games. This could be as simple as picking a random receipt or playing a dice game to determine how much I must pay.

Adopting bills: Mistress will either allow me or force me to adopt one of her bills – this could be anything from telephone, hair appointments, subscriptions, shopping, etc. Eventually, all bills will be covered and Mistress won’t have any recurring expenses.

Be Safe

This type of arrangement isn’t for everyone. I would highly encourage any submissive to take care when entering into such a powerful type of domination. Without having clear communication, boundaries in place, a strong relationship and understanding the motives of your dominant, financial domination can quickly have a devastating and life-changing impact. Please be safe and responsive – sadly there are people that will take advantage of your fetish!